Credit unions are an essential alternative to for-profit banks and thrifts. Unique among financial institutions, credit unions offer these benefits to consumers:

Customer = Member = Owner
Credit unions don’t have customers, they have members. When you open an account you join the credit union and receive an equal share of ownership. Therefore, a credit union’s members are its owners and are treated as such.

Focused on You -- Focused on Financial Education
Credit unions are in business, not to make a profit, but to help people improve their lives through a more effective use of their financial resources. That means the focus is you, not the
bottom line. LEARN MORE

You Have a Voice
Every credit union member owns an equal share of the credit union, from the smallest account to the largest. Each member has an equal vote and an equal voice in how their credit union
operates.  LEARN MORE

All Consumers Benefit
All taxpayers, whether members or not, benefit from the presence of credit unions in the marketplace. Credit union competition helps keep bank and savings and loan prices lower. For example, credit
unions offering credit cards now charge an average two to three percentage points lower interest than other lenders. Imagine how expensive other lenders would make credit cards, or auto loans, if they didn't have to compete with credit union rates. LEARN MORE

FREE Home Buying Seminar

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